Income Limits Roth Ira 2025. For 2025, to contribute the maximum amount, your modified adjusted gross income (magi) must be less than $150,000 (up from $146,000 last year) if single or less than. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your.

Even though the roth ira contribution limits are staying put for 2025, the income limits are shifting up. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your.